According to the report, the average driver in the Fort Collins area experiences an auto collision every 13.9 years, compared with the national average of 10 years.
"Congratulations to Fort Collins for continuing to demonstrate excellence in safe driving," said Allstate senior vice-president of claims Mike Roche. "Allstate's Best Drivers Report was created to boost awareness about the importance of being safe and attentive behind the wheel, while providing drivers with tips and resources to improve their driving skills."
This is good news for Fort Collins, particularly since a recent report by the National Highway Traffic Safety Administration found that car crash fatalities jumped by more than 1,700 between 2011 and 2012, the first year-to-year increase since 2005. While fatalities have risen over the past year, Allstate research found that 70% of vehicles involved in auto claims are considered drivable, which indicates most claims are the result of low speed (under 35mph) collisions. "Allstate has found the most frequent collisions happen during minor fender-benders, but it's important to keep in mind that even lower-speed accidents can have serious outcomes," Roche said.
The report was prepared by Allstate's actuaries who conducted an in-depth analysis of claims data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared with the national average. Internal property damage reported claims were analyzed over a two-year period (January 2010 to December 2011) to ensure the findings would not be impacted by such external influences as weather or road construction. A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent about 10% of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.
Years Between Accidents In The Top Ten Safest Driving Cities
1. Fort Collins, CO » 13.9
2. Boise, ID » 13.9
3. Sioux Falls, SD » 12.8
4. Brownsville, TX »12.7
5. Madison, WI » 12.5
6. Reno, NV » 12.5
7. Huntsville, AL » 12.5
8. Visalia, CA » 12.3
9. Montgomery, AL » 11.9
10. Eugene, OR » 11.9